WhatsApp Payments has received a new feature for Android beta users. You now have the privilege to request money from contacts, apart from sending money. Previously, you only had the ability to make payments using WhatsApp Payments. For now, the request money feature appears to be limited to payments initiated by UPI ID and QR code, and doesn’t work if you select the contact directly.
To use the new request money feature on WhatsApp beta for Android v2.18.113, visit Settings > Payments > New Payments and then choose between To UPI ID and Scan QR code. After you verify the UPI or scan the QR code, and select a recipient, will be shown a pop-up that gives you two options: Pay Money (it will be called Send Money instead if you scan a QR code) and Request Money. To recall, previously, users were only shown the Pay or Send Money options. The requests are valid for 24 hours, after which they will expire.
After requesting money, the Settings > Payments section will now have a Payment requests section, which shows the status of pending requests. Declined or approved requests will go the Payment history section.